Scudrunners

So I have had my PPL for about 3 or 4 years now. I got my PPL to use for recreational reasons - smashing bugs in a 172 and now darting across the country in my 310.
In that time I have earned my night, multi, and group 1 instrument ratings. My logbook shows about 650hrs total time

I am kicking around the idea of getting my CPL requirements done and if my medical checkup allows (which is due in a year or so), get my commercial rating. I don't really have any reason to now, but it would be another goal to set and achieve.

I think I have all the boxes checked as far as requirements (300 mile x-country etc), but as for the 65? Hours of commercial training - would my time spent in training for night, multi, IFR, and a couple insurance check outs count??

I'm showing 58hrs of dual received since my PPL flight test

Well its always good to keep learning and if you get your CPL your insurance company might cut your rate. It might be worth a chat with the broker to see how much of a discount you will receive.

One other factor might be the cost of your medical to maintain such a rating, mine our covered by my company so don't know the cost but depending on age you could be looking at 200 bucks more a year just to maintain your CPL status.